Updated October 2026 Yes, if the seller has a VA, FHA, or USDA loan, you can apply to take over that loan at the seller’s original interest rate instead of today’s rate. It’s called a mortgage assumption, and in 2026 it’s one of the only ways an Austin buyer can lock in a rate that’s […]

  Low Appraisal in Austin, TX: What Buyers and Sellers Must Do When the House Doesn’t Appraise (2026) What happens when a home doesn’t appraise in Austin, TX? When a home in Austin appraises below the contract price, the buyer’s lender will only finance up to the appraised value, leaving a gap the buyer and […]

Texas has no state capital gains tax. For most Austin sellers who’ve owned their home as a primary residence for at least two years, the federal Section 121 exclusion shields up to $250,000 in gains for single filers or $500,000 for married couples filing jointly. If your profit falls within those limits, you owe nothing […]

  What do luxury home sellers in Austin need to know? Selling a luxury home in Austin requires a different playbook than a standard residential sale. Pricing strategy, marketing reach, off-market positioning, and agent expertise all carry more weight above the $1M threshold. The Muñoz Group at Compass has closed $675M+ in Austin real estate […]

Buying and Selling at the Same Time in Austin: Your 3 Options Explained How Do You Buy and Sell a Home at the Same Time in Austin? Most Austin homeowners face the same dilemma: you need the equity from your current home to buy your next one, but you can’t make a strong offer before […]

Whether to sell or rent out your Austin home in 2026 comes down to your equity position, your ability to carry the property over time, and whether the rental income actually covers the real costs of being a landlord after taxes, insurance, vacancy, property management, and maintenance. With Austin median rents down 2.4% year-over-year and […]