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“AS A REAL ESTATE INVESTOR IN AUSTIN MYSELF, I UNDERSTAND THE MARKET LIKE ONLY AN INVESTOR CAN.”
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    FREQUENTLY ASKED QUESTIONS
    How long does it take to buy a house?

    It depends! At the Muñoz Group, we help you make sense of the market. While you’re likely excited to jump right in, we recognize that we’re at the mercy of the market for housing inventory. If we think you can do better based on your values and your budget, we’ll let you know. We want the right house to drive the timing though we’ll always keep your timing goals in mind as we move through the process. We’ve worked with folks who found the best house the first time out and others who explored longer. With healthy housing inventory, the process typically takes about 90 days. This means that you’re looking for the right house for a few months and then once you have an accepted offer, you can expect to complete the purchase about 30-35 days later.

    How much money should I plan to save/spend on home maintenance?

    A good rule of thumb is to invest 1-2% of your home’s value in maintenance per year. This includes repair and replacement for various components. If your home is older, you’re likely at the upper end of this range and if your home is newer the annual maintenance budget may be lower.

    Should I wait to buy?

    There is no such thing as timing the market! The best time for you to buy is when you are ready. When you have a down payment secured, it’s a great time to meet with a real estate professional to discuss your options. Markets will move up and down but what matters most in deciding when to buy is your personal situation. Schedule a buyer consultation to figure out if now is the right time for YOU to buy a home.

    I’ve never done this before, where do I start?

    Even if you’re just beginning to think about buying or selling your home, it’s the right time to start the conversation. Our initial meeting will give you lots to consider. We often have a meeting months or even years before our folks make a decision to buy or sell. At The Muñoz Group we’re here to help you make great real estate decisions

    How much does it cost to use a realtor?

    Just like any service, the cost varies from realtor to realtor. An experienced agent with proven results brings their A game to every aspect of the real estate process. This expertise will make/save you money in your real estate journey. Let’s hop on a call to discuss your goals, our process and our expertise.

    Why should I work with a team?

    I learned long ago that it takes more than one person to help you reach your real estate goals. The market is complex and ever-evolving. Our team organizes around you with support from your first call to us, through closing, and beyond. Our unique structure ensures there’s always someone supporting your journey, whether we’re out in the field with you or managing important details back at the office. With a team like us, you’re never far away from getting exactly what you need.

    How much can I afford?

    Consider your monthly budget, and how much money you have saved for a down payment. At The Muñoz Group, we’ll walk you through determining your housing budget. The most important consideration is staying true to your financial goals. If you don’t have clarity on your monthly expenses, it will be difficult to determine your true housing budget. We can connect you with a lender who will pre-qualify you for a mortgage but there is more to coming up with YOUR number than the lender’s pre-qualification. With clarity in your numbers, you can explore the market with confidence.

    Should I wait to sell?

    There is no such thing as timing the market! The best time for you to sell is when you need to sell. Do you know what you would do with the money from a sale? Is it something you will need to move on to your next destination? Schedule a consultation to talk through the considerations for your unique situation.

    What’s the value of my house?

    There is so much to consider when determining the value of your home. At the Muñoz Group, we take valuations and pricing very seriously. No house is average and the real estate market is constantly in flux! You need an experienced agent with proven results to determine the market value of your home. We’ve helped thousands of sellers over the years price and sell their homes for maximum value. You can reach out to us for an individualized look at the value of your home.

    I want to buy a house too. Should I do that before or after I sell my home?

    If you can afford to buy your next home without relying on the sale of your current one, consider buying first. This option offers two key advantages.
    1.Stress-free house hunting: You can browse homes at your own pace, without the pressure of needing to find something quickly because your home has already sold.
    2. Seamless move: You can settle into your new home while the selling process for your current home happens in the background, minimizing disruption to your daily life.
    If you need the equity from your current home to purchase the next one, financing options are available to make buying first possible. I’m ready to discuss these options in more detail when you are.

    How do I figure out how much equity I have in my home?

    Equity is the amount of positive money you have in your home. To figure out your equity, you take the current market value of your home and subtract out the loan amount. If you’re interested in learning more about the current market value of your home and what you can do with your equity, reach out to us!

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