Home Buyer Basics
Your home search is as unique as you and we want to curate an experience that aligns with your lifestyle and home goals!
-
Step 1
Qualify
Choose a lender and complete the pre-approval process.
-
Step 2
Consultation
We begin every relationship with your custom consultation. We'll discuss your lifestyle and financial goals and craft a plan just for you.
-
Step 3
Search
We'll cast a wide net around your values to make sure you're seeing off market and on the market properties that bring your house goals to life.
-
Step 4
Offer and Negotiate
We love to negotiate! We're nice but we will fight for what's right for you.
-
Step 5
Due Diligence
Inspections, negotiations, and vetting the place where you'll be making memories is such an important step, and we'll be here every step of the way.
-
Step 6
Close on your new home
With so many details coming together, it's time to celebrate this momentous accomplishment!
-
Step 7
Lifetime of service
We're here as a resource even after you close on your home! Wondering how an upgrade will impact resale? Need a contractor referral? We've got you covered.
Consider your monthly budget, and how much money you have saved for a down payment. At The Muñoz Group, we’ll walk you through determining your housing budget. The most important consideration is staying true to your financial goals. If you don’t have clarity on your monthly expenses, it will be difficult to determine your true housing budget. We can connect you with a lender who will pre-qualify you for a mortgage but there is more to coming up with YOUR number than the lender’s pre-qualification. With clarity in your numbers, you can explore the market with confidence.
It depends! At the Muñoz Group, we help you make sense of the market. While you’re likely excited to jump right in, we recognize that we’re at the mercy of the market for housing inventory. If we think you can do better based on your values and your budget, we’ll let you know. We want the right house to drive the timing though we’ll always keep your timing goals in mind as we move through the process. We’ve worked with folks who found the best house the first time out and others who explored longer. With healthy housing inventory, the process typically takes about 90 days. This means that you’re looking for the right house for a few months and then once you have an accepted offer, you can expect to complete the purchase about 30-35 days later.
A good rule of thumb is to invest 1-2% of your home’s value in maintenance per year. This includes repair and replacement for various components. If your home is older, you’re likely at the upper end of this range and if your home is newer the annual maintenance budget may be lower.
There is no such thing as timing the market! The best time for you to buy is when you are ready. When you have a down payment secured, it’s a great time to meet with a real estate professional to discuss your options. Markets will move up and down but what matters most in deciding when to buy is your personal situation. Schedule a buyer consultation to figure out if now is the right time for YOU to buy a home.
Even if you’re just beginning to think about buying or selling your home, it’s the right time to start the conversation. Our initial meeting will give you lots to consider. We often have a meeting months or even years before our folks make a decision to buy or sell. At The Muñoz Group we’re here to help you make great real estate decisions
Austin, Texas, is a city of diverse neighborhoods, each offering its own unique vibe and lifestyle. Whether you’re looking for a family-friendly suburb, a trendy urban area, or a quiet retreat, Austin has something for everyone. In this blog post, we’ll explore the best neighborhoods to live in Austin and help you find the perfect […]
Exploring the Cost of Living in Austin Austin’s rapid growth and booming real estate market have left many wondering: Is Austin still affordable? In this blog post, we’ll break down the cost of living in Austin, compare it to other major cities, and explore whether it’s still a budget-friendly option for residents and newcomers. The […]
Austin, Texas, has become one of the fastest-growing cities in the United States, attracting thousands of new residents each year. But what’s driving this explosive growth? Whether you’re considering moving to Austin, investing in its real estate market, or simply curious about the city’s appeal, this blog post dives into the key factors behind Austin’s […]
Valentine’s Day is right around the corner, and Austin is packed with ways to celebrate—whether you’re planning a romantic date, a fun Galentine’s outing, or looking for the perfect heartfelt gift. From unique shopping experiences to unforgettable events and exquisite dining, here’s everything you need to make this Valentine’s Day truly special in Austin. Shop […]
Filing for a homestead exemption in Texas can significantly reduce your property taxes by lowering your home’s taxable value. Here’s a step-by-step guide to help you through the process: 1. Understand the Homestead Exemption A homestead exemption provides a tax break by reducing the taxable value of your property. For example, if your home is […]
As temperatures in Austin drop below freezing, it’s crucial to take steps to protect your home, pipes, and overall comfort. While Central Texas doesn’t experience harsh winters often, when freezing weather does hit, it can cause major disruptions. Here’s a checklist to help you winterize your home and stay prepared. 1. Protect Your Pipes Freezing […]
Upcoming Events and Festivals in Austin for 2025 Austin, Texas, is a hub for cultural, musical, and culinary experiences. Whether you’re a local or planning a visit, here’s a chronological guide to the top events and festivals happening in 2025. ATX Open Tennis Tournament Dates: February 22 – March 2, 2025 Austin’s premier professional tour-level […]
Discover Austin’s most unique date spots, from ziplining thrills to sweet escapes. Dive into the blog for ideas that will make your next date unforgettable! Holey Moley Holey Moley is a quirky and vibrant mini-golf spot in Austin, perfect for a date night filled with fun and laughs. With creatively themed courses, Holey Moley […]
Top New Year’s Eve Events in Austin to Ring in 2025 As 2024 winds down, Austin is getting ready to celebrate New Year’s Eve with style, music, and unforgettable parties. Whether you’re looking for live music, family-friendly fun, or exclusive soirées, the city has plenty to offer. Here’s your guide to some of the best […]